Joanna Surowka

Independent Insurance Adviser | Head of Protection
I stepped into the world of insurance because I believe everyone deserves a stable tomorrow.

My work is about guiding people throughout the UK to protect their earnings, their families, and their financial foundations from events they can’t foresee — giving them clarity, comfort, and the reassurance that they’re ready for whatever comes next.
Email address
j.surowka@financialexpert.uk.com

About

Joanna —with over a decade of experience in financial services. She has spent years guiding both Polish and British families through important financial choices, combining solid expertise with a warm, approachable style that puts people at ease.

As a mother, Joanna understands how crucial it is to create security for the future. Her approach is simple: she listens carefully, gets to know each family’s situation, and then explains clearly what protection will genuinely support them. For her, it’s never about selling — it’s about giving families confidence and clarity when they need it most.

Protection

Protecting the people you love isn’t just a financial decision — it’s an act of care. Whether you’re beginning a new chapter, watching your family grow, or planning for the future you hope to build, Joanna is here to help you understand the cover that truly keeps your world safe. 

From life insurance to critical illness cover and income protection, she guides you through each option with clarity and compassion, making sure your family’s lifestyle is secure even when life feels uncertain. Her advice is always free, whole‑of‑market, and shaped around your unique story.

We insure our cars. We insure our homes. Yet the most precious thing — the income that supports the people we love — is so often left unprotected.