Expertise
About
Małgorzata — known to her clients as Gosia — is a family protection specialist based in St Helens, Merseyside, with over ten years of experience in financial services. Having built her career helping Polish and British families navigate some of life’s biggest financial decisions, she brings both professional expertise and personal warmth to every client relationship.
As a mother and wife, Gosia has lived the experiences her clients bring to her — the sleepless nights of new parenthood, the weight of a mortgage, the worry of what would happen if the unexpected struck. That personal perspective shapes everything she does. She doesn’t sell policies; she listens first, then helps families understand exactly what they need and why.
Protection
Protecting the people you love is the foundation of good financial planning. Whether you’re a young couple just starting out, growing your family, or planning for the future, Gosia helps you understand what cover you need — life insurance, critical illness cover, and income protection — so that your family’s lifestyle is protected if the worst happens. Advice is always free, whole-of-market, and tailored to your exact circumstances.
Most people insure their car and their home — but forget to protect the income that pays for everything. Gosia specialises in helping clients understand their income protection options: what would happen if you were too ill to work, how long your employer would pay you, and what the right policy looks like for your job and lifestyle. It’s one of the most overlooked areas of financial planning, and one of the most important.
