Protection Review — Financial Expert Independent
No charge · No obligation

Your protection policy
may be quietly failing your family.

Most UK protection policies haven't been reviewed since they were taken out. The market has changed dramatically — new conditions covered, better definitions, trust structures and wills. Find out in 3 minutes exactly where your cover stands.

Select your preferred language
🇬🇧 English ▼
Select language
🇬🇧English✓
🇵🇱Polski✓
🇷🇴Română✓
🇺🇦Українська✓
🇬🇷Ελληνικά✓
🇭🇺Magyar✓
2×
Critical illness conditions covered by a modern policy vs one from 2015
£22M
Paid every day in UK protection claims — is your policy set up to pay yours?
£0
Independent policy review, will writing & trust setup — included as standard
⚠️ What most people have
A policy taken out years ago, not in trust, with outdated definitions, covering half the conditions a modern policy would — and no will to make sure it reaches the right people.
✅ What you could have
A policy that's right for your life now, written in trust, with modern definitions and proper cover — plus a will and LPA, because proper protection doesn't stop at the policy.
🎁 Your Policy Review Includes:
Send us your details — or upload your policy schedule — and we'll give you an independent report on exactly what you have, what's changed, and what we'd recommend.
✓ Independent whole-of-market review
✓ Gap analysis vs current market
✓ Trust check + trust tool access
✓ Will writing included (if you become a client)
✓ No obligation, no sales pressure
✓ FCA authorised advisers only
🔒
Data protection & consent By completing this review, you consent to Financial Expert Independent contacting you about your protection needs. We are FCA authorised (ref 565800). We will never sell your data. You can withdraw consent at any time via your our privacy policy.
Takes 3 minutes · No commitment · FCA regulated
─── Scroll down to understand why this matters ───
Family at home
“
We have supported hundreds of families through claims. The ones who struggle most are those whose policy was never updated after a life change.
— Financial Expert Independent, 15 years of protection advice
Why we do this

We have seen what happens when a policy is out of date.

After 15 years and hundreds of claims, we know the difference between a policy that pays out immediately and one that leaves a family fighting for months. That difference is almost always a review that never happened.

👶
Life changes. Policies don't update themselves.
A new child, a new mortgage, a change in income — each of these changes what your family needs if the worst happens. A policy that was right in 2018 may be dangerously inadequate today.
📋
The market has changed. Your policy hasn't.
Critical illness cover from 2015 covered around 36 conditions. The same policy today covers 70+. Your insurer will not contact you to offer you more. We will.
⏳
Without a trust, your family waits over a year.
A life policy not written in trust goes through probate. That process takes 9–12 months on average in England and Wales. During that time, the payout is frozen. We set up trusts — free — as part of every review.
🤝
We work for you, not the insurer.
We are FCA-authorised, whole-of-market, and independent. We receive no fee from you — we are paid by the insurer only when we arrange a policy that genuinely improves your position. No review. No fee.
Financial Expert Independent
FCA 565800
Who we are
Financial Expert Independent Ltd
We are an independent whole-of-market protection adviser network, FCA authorised since 2010. Our advisers speak English, Polish, Romanian, Ukrainian, Greek and Hungarian — because proper protection advice should never be limited by language. We have arranged thousands of policies and supported hundreds of claims. We know what works.
🏛️ FCA Authorised 🌍 6 Languages ✅ Whole of Market 📅 15+ Years 💷 No Fee to You
Takes 3 minutes · No commitment · FCA regulated
⏳
Sending your review...
Financial Expert Independent

Whole-of-market protection advice for families and working people across the UK.

01270 747 989WhatsApp 07840 166 325info@feadviser.co.uk

Financial Expert Independent Ltd (FCA 565800) is an appointed representative of Financial Expert Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA 591556). You can check this on the Financial Services Register at register.fca.org.uk.

Financial Expert Independent Ltd is registered in England and Wales, company no. 07779372. Registered office: 1st Floor, 3 Chester Bridge, Crewe, Cheshire, CW2 7EF.

© 2026 Financial Expert Independent Ltd. All rights reserved.

top